VAKEEL SAHAB LEGAL DESK • Independent Legal Information
26 October 2026
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VAKEEL SAHAB

Legal Desk • Judgments • Advocate Directory

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What should you do if PF is deducted from your salary but does not appear in your account?

Compare the deductions shown on your payslips with your EPF record month by month. If you find a discrepancy, ask your employer for details and, if necessary, file a complaint through EPFiGMS.
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  • Compare the deductions shown on your payslips with your EPF record month by month.
  • If you find a discrepancy, ask your employer for details and, if necessary, file a complaint through EPFiGMS.Possible reasons such as a delay in passbook updates, an incorrect member ID or a…
  • The mere existence of a UAN does not confirm that every contribution has been correctly deposited.

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Compare the deductions shown on your payslips with your EPF record month by month. If you find a discrepancy, ask your employer for details and, if necessary, file a complaint through EPFiGMS.

Possible reasons such as a delay in passbook updates, an incorrect member ID or an exempted trust arrangement should be distinguished from an actual non-deposit. The mere existence of a UAN does not confirm that every contribution has been correctly deposited. It is useful to compare payroll and contribution records with the employer’s explanation.

What should you do now?

  1. Check the correct UAN/member ID and the passbook for the relevant months.
  2. Ask HR for the deposit challan or contribution reference.
  3. File a clear grievance through EPFiGMS, supported by evidence of the salary deductions.

Which documents should you keep?

UAN, payslips, passbook, salary credits in your bank account and employer details.

Avoid this mistake

Do not give an unknown person your OTP, password or complete identity information in the name of withdrawing or correcting PF.

A hypothetical example

The payslips show PF deductions for three months, but no credits appear in the passbook. First check the correct member ID and update status. Ask the employer for the challan and show any unresolved discrepancy month by month in an EPFiGMS grievance.

Does PF shown on a salary slip prove that it has been deposited?

It is an important record of the deduction; the actual credit should be verified separately.

Legal basis and useful sources

This is general legal information. Advice may differ depending on your facts, the applicable law and state rules.

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Advocate Amardeep Jaiswal
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Advocate Amardeep Jaiswal

Advocate, High Court of Madhya Pradesh, Jabalpur। Publishes informational articles on Indian law, judicial decisions and practical legal issues.

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